This research is study on influences effect of decision to use PromptPay system of Thai commercial banks. The purpose of the research is as follows. Study the confidence that effect of the choice of financial transaction services through PromptPay system. Study the marketing mix factors that effect of the decision to use financial services through PromptPay system. This research is to collect data from customer of Thai commercial banks. Thai commercial banks are as follows. Bangkok Bank Public Company Limited. Krung Thai Bank Public Company Limited. The Siam Commercial Bank Public Company Limited. Kasikorn Bank Public Company Limited. and Bank of Ayudhya Public Company Limited. The results showed that most respondents had the following: They are female. They are between 31 and 40 years old. They are single. They graduated bachelor. They are studying at the undergraduate level. They are students. They earn less than 15000 baht per month. Frequency of financial transactions is 1 time per month. They used to transfer money through mobile applications. The reason for using the mobile banking is quick and easy. and Reduce the loss of money and the cost of banking transactions are the factors that affect the choice of use PromptPay system.

The objectives of this research are to propose a linear mixed model (LMM) with spatial correlation for an analysis of rice yields in Thailand to estimate the rice yield in each month of all provinces in Thailand to investigate factors influencing on the rice yields and to construct the maps of rice yields. A linear mixed model (LMM) in which the spatial effects follow the conditional autoregressive model (CAR) is used. The estimated rice yields are used to construct the rice yield maps. The dependent variables are the rice yield in each month of each province. The data are secondary data at a provincial level. The factors considered are rainfall averaged temperatures and regions. The results show that the factors influencing on the rice yields are rainfall averaged temperature and region. The amount of regional effects ordering from largest to smallest values are northestern region southern region western region central region eastern region and northern region respectively. The top ten provinces and months with high yields ranking from largest to smallest values are Ubon Ratchathani in November (1328000 ton) Surin in Novermber (1070000 ton) Si Sa Ket in Novermber (1023000 ton) Buri Ram in November (939400 ton) Nakhon Ratchasima in November (907500 ton) Roi Et in Novermber (852800 ton) Chiang Rai in Novermber (769800 ton) Khon Kaen in Novermber (692800 ton) Maha Sarakham in Novermber (676200 ton) Udon Thani in Novermber (620600 ton) respectively. The rice yeilds maps are easy for readers to identify which areas have high or low yields. They are a useful tool for planning decision making and implementing plans to help rice famers to increase their rice production.

The study is the development of biological methods for extracting gold from the effluents of the gold processing and gold extraction in the industries where has a very high acidity (pH 0-4). This method should be used to replace the electrochemical process and chemical method which cause the pollution of toxic substances acid fumes and heavy metals of copper cyanide to the environments. The research started at the characterization and identification of microorganisms presented in gold contaminated water in natural source where is highly acidic (pH 2-4) and it could synthesize nanogold particles. The bacteria Bacillus sp. E201 were identified from this source and it showed its 16S rDNA gene with similarity of 95% to bacteria Bacillus thuringiensis accession no. FJ755916. It could create gold in the solution outside the cells within three days Form 1 mM HAuCl4 • 3H2O solution the bacterial dry weight could yield 75.3% with the amount of 0.5115 grams. It could be able to withstand acidic conditions and harvest gold from the gold extraction solution after centrifugation and filtration. So this developed biological method could be developed to apply in the industrial production of gold and jewelry industry.

This research study about rainfall pattern in Thailand due to the influenced of the tropical cyclone. The annual rainfall analysis was derived from the Thai Meteorological Department (TMD) since 1 9 7 1 -2 0 0 0. The analysis of annual rainfall used composite analysis and classification of rainfall patterns with cluster analysis. To measuring the similarity between the rainfall patterns in each year by hierarchical clustering method. In addition use to Single Linkage rules for grouping the rainfall pattern and using the distance between the units close together as possible into consideration. The summarized of rainfall pattern due to the influenced of the tropical cyclone are usually found in the eastern and northeastern regions of Thailand. It is found that a heavy rainfall. The rainfall pattern in the western regions of Thailand has the least amount of rainfall as a result of drought.

The objectives of the Development of Thai Song Dum Fabric Pattern by Computerized Embroidery Machine for Living Room Products are as follows 1) to develop Thai Song Dum fabric pattern with computer machine for living room products and 2) to study the satisfaction of consumers towards the pattern of Thai Song Dum fabric with computerized machines for living room products. The sample group consumers who visit Bang Luang Market Thung Bua Daeng Floating Market and Lam Phaya Floating Market by using 50 consumers in each market including 150 consumers in 3 markets used to analyze data such as mean percentage standard deviation and analyzed the data by using computer software. The results of the research showed that most consumers were satisfied with the overall picture at a high level. The satisfaction of consumers Bang Luang market the first is the living room product the Dok Priew pattern with an average of 4.47. The Dok Chan Lom pattern has an average of 4.40 and the Dok Bua pattern has an average of 4.37. The consumer satisfaction Thung Bua Daeng floating market. The first is the Dok Bua patterned living room product has an average value of 4.56. The Dok Chan Lom pattern is 4.50 and the Dok Priew pattern has an average of 4.44. The consumers satisfaction Lam Phaya floating market is the Dok Priew has an average of 4.49 the Dok Chan Lom pattern is 4.48 and the Dok Bua pattern is 4.37.