The purpose of this study was to study and compare knowledge and perspective of undergraduates towards personal financial management in 4 aspects: income spending saving and investment. The undergraduates were classified by gender academic years major subjects monthly income sources of income and parent’s occupation. The samples in this research were 1419 undergraduates. The study participates selected by stratified random sampling and simple random sampling. The 98 item questionnaires of rating scales and test was used as the research instrument. percentage mean standard deviation t - test for independent sample F – test Scheffe’s test and Pearson product-moment correlation analysis were statistical method to analyze data. The results were as follows: 1. Knowledge about personal financial management of undergraduates all aspects were in moderate levels that income was the highest while spending and saving was in the lowest rank. 2. Perspective about personal financial management of undergraduates all aspects were in moderate levels that income was the highest while saving and spending was in the lowest rank. 3. There was significant difference for knowledge about personal financial management of undergraduates at the 0.05 level among undergraduates in different gender different academic years different major subjects different monthly income different sources of income and different parent’s occupation. 4. There was significant difference for perspective about personal financial management of undergraduates at the 0.05 level among undergraduates in different gender different academic years different major subjects different monthly income different sources of income and different parent’s occupation. 5. Knowledge about personal financial management of students was positive correlate with perspective about personal financial management of students with statistically significant at 0.01 level.

This research presents a study of the compressive strength porosity chloride penetration resistance to carbonation and corrosion of self-compacting concrete containing fly ash ground rice husk-bark ash and ground bottom ash. Portland cement (CT) is partially replaced with pozzolans 0-40% by weight of the cementitious materials. Fly ash ground rice husk-bark ash and ground bottom ash have a high potential to be used as a good cementitious material. The results show that the compressive strength and low porosity of self-compacting concrete improves substantially with partial replacement of Portland cement with fly ash. Self-compacting concrete mix cement containing 20-40% of pozzolans can be used to make cementitious materials. The use of fly ash ground rice husk-bark ash and ground bottom ash produces concrete mix with good strength and resistance to chloride and corrosion.

Material selection for mold making are not only material prices wages but also there are other factors such as thermal strength shine and resistance to temperature changing that caused distortion and cracks. Preform injection molding from Polyethylene Terephthalate (PET) consumes time for drying granulated plastic in 4 – 6 hours at 140 - 160°C and injects at 280 – 300 °C. This is a very high temperature to inject into mold at 10 – 15°C in cool area. The material for mold making must be able to resist to thermal shock. Today molding machines are made of grade P20 steel (Standard JIS) to produce preform that takes long cycle time due to poor cooling. The research aims to compare the pricing time in mold making to preform injection time that made of aluminum -A7075 grade and grade P20 steel. The experiment is to make a mold that made of aluminum A7075 grade and grade P20 steel injects 15 gram preform. The PET is used to blow into a blow mold with pressure at 30 – 35 bar (Two – Stage) that are 2 bottles of 350 ML. The results of material selection for preform mold making showed that aluminum A7075 grade is cheaper 27.04% the mold price is cheaper 23.6% and consumes less cycle time than grade P20 steel.

The objectives of this research are to use waste silk yarn for making women accessories and transfer the created technology to a women community in Surin Province. The required information for product design was collected. Subsequently 15 conceptual designs were made including necklace bracelet and bangle earring and pin. The experts were asked to choose the best 5 designs out of 15 designs. Then the prototypes were made by using waste silk yarn. Finally the most suitable product was selected for further technology transfer to a target group of 55 women who live in Surin. The questionnaires were used to asses the satisfactory of the training. The corresponding data was statistically analyzed. The results from the evaluated questionnaires show that most of the attended women are 31–40 years old and graduated from lower secondary schools. They are merchants and their average earnings are below 5000 Baht/month. Regard to the training program in terms of preparation instructors and overview most of them are satisfied the program in the high level to very high level. The average satisfactory for all of 3 aspects is in the high level.

This research aims to study the production selling and applications of Kamar Band products (Pa-Koa-Ma) manufactured in a community. The Kamar Band was used to make different styles of bags which will be sold as an OTOP merchandise. The production process was developed and then transferred to the selected community members. Firstly 60 designs of bags were developed and divided equally into 4 groups including a tote-bag flirt-bags messenger-bag and tuck-bag. Subsequently one designed bag was chosen for a technology transfer to 40 members from a community at Tumbon Nongkhao Amphur Tamuang Kanchanaburi Province. After the transfer process questionnaires were used to evaluate the satisfactory of the participants. The collected data was analyzed statistically and concluded. The basic information reveals that all participants are female. Most of them are above 51 year old having lower secondary education. They are farmers having monthly incomes of 5001-10000 Baht. After evaluating the satisfaction for three categories: training preparation trainers and overall impression the result shows that the participants have highest satisfaction for all categories.