This study was aimed to study the general situation of business to compare the financial ratios between life insurance business and non-life insurance business and to study the factors which affected the performance of insurance business. The study results showed that the financial ratios between life insurance business and non-life insurance business were compared it was found that financial ratio of life insurance business was better than non-life insurance business for 6 ratios as follow: Net Premium Return on Assets Total Assets Turnover Policy Liability to Capital Fund Current on Premium and Debt-to-Equity Ratio. As for the study on the factors which affected the performance of insurance business it was found that the performance of life insurance business were affected by the following financial ratios: Return on Investment (0.810) and Dividend Payout (0.354). The factors which affected the performance of non-life insurance business were Policy Liability to Capital Fund (2.678) Debt-to-Equity Ratio (1.370) and Provision-to-Assets Ratio (0.755). And it could be concluded that the difference between the type and the size of business affected the performance differently.

The objectives of this research are to study the types of lacking the virtue of honesty in students’ learning and factors relating to the lack the Virtue of Honestry in Students’ Learning. The population is 389 students from a faculty in a university. The research tool is questionnaire. Percentage and chi-square which are used for analyzing data. The results revealed that most of the students copied others’ assignments cheated at a test cheated when doing reports and make-up data respectively. It was found that there was a significant difference at he study of relation among variable revealed there was a significant difference at .01 level between individual factors: years of study GPA attitude perception and attention and the lack of the virtue of honesty in students learning.

The objectives of this research are to propose a model for estimating and detecting rice yields in Thailand to investigate the factors related to the rice yields to find the trend and to construct the maps of rice yields in Thailand. A linear mixed model (LMM) including the spatial effects which follow the conditional autoregressive model (CAR) and the time effects which follow the first-order linear autoregressive (AR(1)) model is proposed. The estimated rice yields are used to construct the rice yield maps in Thailand. The dependent variables are the rice yield in each month of each province. The factors considered are rainfall average temperatures and regions. The results indicate that the factors enfluencing the rice yields are rainfall average temperatures and regions (North Northeast South East West Central region is a refrence region). The trend also effects the rice yields. The rice yeilds maps are easy for readers to identify which areas have high or low yields and easy to compare the yields among areas by looking at their different colors.

The study was aimed at 1) studying the operation of the professional group in the Bang Sa Community in Amphor Laem Singh Chanthaburi Province and 2) studying the factors that strengthen the professional development in the community. 3) guidelines that promote the strengthening of professional development for the community. The study applied the combination of the quantitative and qualitative research methods. The sampling subjects were the villagers who weave mats from kok plant or reed mats as their supplementary profession. They had not received any constructive professional development. The quantitative data collected were computerized into percentage means and standard deviation. The qualitative data were analyzed for content and subject matter. It was found that 1) the operation was done by the group of housewives who actively participated consulting among each other and dividing the roles and responsibilities such as planting reed cutting reed dyeing the raw material with organic substances designing new patterns on reed fiber and transforming the products. The operation was done based on the folk knowledge that had been passed from generation to generation without using modern technologies. 2) The factors that strengthen the professional development for the community are 2.1) the non-interest loan; 2.2) the experts who can help in designing a variety of fashionable products; 2.3) the sale distribution to distributors & shops or through the website; 2.4) the design of modern patterns that attracts consumers; 2.5) the advertising by the government in many platforms such as TV ads radio ads print ads in newspapers and magazines and product trade exhibition (expo) or festivals like Muang Thong Thani Expo. 3. Guidelines to promote the strengthening of professional development for the community are as follows 3.1 Establishment of community enterprises. Membership Registration To make money together 3.2 Processing of new products that meet the standards Group to produce standard products to meet the needs of the market. To create products or new products. The uniqueness of Laem Sing district. Chantaburi province To enhance produce quality and certifies quality standards for products 3.3 A professional group of reserves 3.4 The amount of capital required to bring a group of professional procurement of materials to members of woven reed mats as its reserve (stock). To support the distribution and resolve shortages 3.5 The need to develop new and advanced packaging to optimize the value of its products 3.6 The study promotion and sponsorship and development group to Develop products to meet customer needs. Channel Marketing and increased sales of the bands career woven reed mats. Laem Sing Chantaburi province.To encourage the development for sustainability. Raise the working group members to understand 3.7 Preparation of accounting systems in a systematic way. Which requires the Commission and members of the profession can be understood together. That can detect clear

The purposes of this research were : 1. To study the personal factors of tourists 2. To The objective of this study was to investigate 1) personal factors of tourists 2) the decision making of purchasing One Tambon One Product (OTOP) and 3) the relationship between personal factors of tourists purchasing/ ever purchase OTOP in Nontaburi floating market and the decision making of purchasing products. Data collection were from 400 tourists in Koh Kred Floating Market Sainoi Floating Market and Wat Yaisawangarom Flaoting Market. Purposive selection used were frequency and percentage. Chi-square test and Contingency Coefficient at statistically significant level were 0.05. SPSS was used in this analysis. The result found that most tourists were women 31 - 40 years old Government officers were the most married bachelor degree and monthly income 10001 - 20000 baht. The decision making of purchasing products were from quality. Raw materials through primary processing were chosen because they were tasty. Non-alcohol drink purchase was from the benefits motivation purchase was from quality and product purchase was from indication labels. The relationship between personal factors and Thai motivation occupation related with reason of purchasing food products selling style and monthly income related with purchasing non-alcohol drinks. Educational levels related with 6 aspects except non-alcohol drinks. Marital status did not relate with purchasing One Tambon One Product in Nonthaburi Floating Market of Thai tourists at statistically significant level was 0.05.