Architectural fabrics were continuously developed on their unique performance. Architects and Engineers designed them for the application of important buildings around the world despite the symptom that Architectural fabric sizes from manufactures are smaller than the application sizes. Recently although the well-known method used to weld Architectural fabrics to enlarge their size is the high frequency welding there were some application issues. To mitigate those issues the researcher created the hot air welding to replace the high frequency welding in consideration on the failing loads of welded seams which are variable factors of the failing loads to indicate the weld strength and it is crucial for the Architectural fabric application. This research presents the comparison of failing load of weld seams between the hot air welding and high frequency welding by the test of Taguchis Orthogonal arrays L25 method. The test results demonstrated that Architectural fabrics welded by the hot air welding has the highest failing loads of wrap equal to 95.38 kN/m and the highest failing loads of weft at 86.17 kN/m. Conversely Architectural fabrics welded by the high frequency welding has the highest failing loads of wrap equal to 101.37 kN/m and the highest failing loads of weft at 97.78 kN/m. Based on a forementioned results there is no significant difference from both welding methods and thus concluded that the hot air welding could be used to replace the high frequency welding method.

The analysis of the relationship among dividends leverage ratios and profitability ratios of listed companies in the Stock Exchange of Thailand: non-life and life insurance sectors aims to study and analyze the financial presentation via financial statement of non-life and life insurance companies. To do so the researcher in particular focused on the information of dividend pay – out ratios leverage ratios and profitability ratios on sixteen (16) firms during the years 2013 – 2017 by employing correlation analysis. The results of the study found that the financial ratios with the same directions to dividend pay – out ratio but there were statistical insignificant included operating profitability ratio net profitability ratio return on assets ratio as well as return on equity ratio. On the other hand the financial ratio with contrary direction to dividend pay – out ratio but there was no statistical significant consisted of debt to equity ratio. However debt to total asset ratio was the one which was not only in the opposite direction to dividend pay – out ratio but also was statistical significant.

The objective of this research was to analyze determinants of nonperforming loans (NPLs) in commercial banking industry of Thailand during 2005 and 2014. This study used quarterly secondary data from the 1st quarter 2005 to the 4th quarter 2014 totaling 40 quarters. Descriptive statistics for testing data and econometric method for analyzing equation and multiple regression analysis for testing the hypothesis were used. The results of this research showed that the nonperforming loans (NPLs) in commercial banking industry of Thailand was positively related to the size of commercial bank with a confidence level of 95%but negatively related to consumer price index and prime rate with a confidence level of 95%. Loan-to-deposit ratio gross domestic product and loan volume were not related to NPLs.

The study aimed to the cause of becoming in-debt of farmers to study the ways of debt solutions and to study the sustainable way to solve the debt problem of farmers at Thung Kula Rong Hai Plain. The researcher employs the mixed research methods. A sample of 400 people was surveyed by answering a questionnaire. The simple random sampling method was employed in selecting the Subjects Both descriptive statistics: Frequency percentage. 40 people from the sample group were interviewed to provide indepth information. The research interviewed selected farmers from four provinces at Thung Kula Rong Hai Plain using constructed questionnaires. Focus group interviewing also conducted with selected farmers and their community leaders from the same provinces. The research found that most of the farmers agreed that the project could solve and improve the debt problem; and enhance strenuous community. However there were some problems in management process for unclear objectives and procedure and lack of continuous evaluation.

This study was aimed to investigate income and expenses which led to indebtedness of Royal Aide De Camp Department noncommissioned officers. The questionnaire was administered as the instrument for collecting data and the investigation was performed among the entire population using Survey Analytic Studies. The samples were 40 Royal Aide-De-Camp noncommissioned officers. The results of the study revealed that most officers had 100001 – 500000 in estimate and took on more public loan than pawnbroker’s loan. The public loans were taken from Cooperative saving banks while the pawnbroker’s loans were from relatives or friends. Their consumption behavior which caused indebtedness was expenses on buying household equipment such as washing machines fridges televisions etc. From primary analysis noncommissioned officers who were most in debt were Sergeant Major 3rd class(SM.3) Sergeant Major 2nd class (SM.2) and Sergeant Major 1st class (SM.1) who had worked for over ten years. They were married and had children but their spouses did not work with the total income of 5000 Baht.