The Factors that Effects on Household Saving Behaviour in Koh Peach Community Trang Province This study investigates effects on household saving behaviour in Koh Paech Community Trang Province. The objectives are (1) to examine the household saving behaviour (2) to analyse various factors affecting the household saving behaviour and (3) to compare household saving behaviour between general household and those which are members of the Saving Group for Production. For primary data questionnaires are employed to obtain information from a total 326 households interviewed in July 2012. These data are examined and evaluated by way of simple statistical analysis with multiple regression used to investigate the relationship between household saving and factors determining it such as the household leader’s age income expenditure and level of education. The study includes consideration of the boosting household consumption policies of the Thai government. Results of this paper indicate that most household leaders are male (70.9%) and half of them are over the age of 50 years. The majority are agriculturists (57%) and most have an elementary education (58.3%). Average number of dependents is two and the average income of households interviewed is 352904 baht/year. Average household expenditure is 186151 baht/year average assets are 2681596 baht/year average debt is 311809 baht and average household saving is 91008 baht/year. Multiple regression analysis reveals that income (0.78) and assets (0.18) both have highly significant positive relationships with household saving while for expenditure (-0.36) there is a highly significant negative relationship. An unexpected finding of no effect from interest rates on household saving may be due to a preference for convenience over returns from saving. In comparing saving behaviour the result show that households which are members of the Saving Group for Production have an average saving of 80342 baht/year. They mostly save money before spending and usually have monthly security deposits. For general households the average saving is 96274 baht/year. They mostly spend rather than save money and have infrequent security deposits.

The purpose of this study was to study and compare situations on learning and teaching in Faculty of Business Administration of Rajamangala University of Technology Phra Nakhon in 6 aspects: curriculum instructional facility measurement instructors and students. The undergraduates were classified by gender academic years major subjects curriculum student achievement. The Instructors were classified by gender affiliations subjects work experiences and academic positions. The samples in this research were 387 undergraduates and 50 Instructors. The study participates selected by stratified random sampling and simple random sampling. The 90 item questionnaires of rating scales was used as the research instrument. Percentage mean standard deviation t - test for independent sample F - test and Scheffe’s test analysis were statistical method to analyze data. The results were as follows: 1. The undergraduates and Instructors agreed with the situations on learning and teaching in Faculty of Business Administration of Rajamangala University of Technology Phra Nakhon in the aspect of curriculum instructional facility measurement instructors students and all aspects were in moderate levels. 2. There was significant difference for undergraduate agreed with situations on learning and teaching in Faculty of Business Administration of Rajamangala University of Technology Phra Nakhon in the aspect of facility at the 0.05 level among students in different gender 3. There was significant difference for undergraduate agreed with situations on learning and teaching in Faculty of Business Administration of Rajamangala University of Technology Phra Nakhon in the aspect of curriculum instructional facility measurement and instructors at the 0.05 level among students in different academic years and major subjects. 4. There was significant difference for undergraduate agreed with situations on learning and teaching in Faculty of Business Administration of Rajamangala University of Technology Phra Nakhon in the aspect of instructional measurement instructors and all aspect at the 0.05 level among students in different curriculum. 5. There was significant difference for undergraduate agreed with situations on learning and teaching in Faculty of Business Administration of Rajamangala University of Technology Phra Nakhon in the aspect of students at the 0.05 level among students in different student achievement. 6. There was significant difference for Instructors agreed with situations on learning and teaching in Faculty of Business Administration of Rajamangala University of Technology Phra Nakhon in the aspect of instructional instructors students and all aspects at the 0.05 level among Instructors in different gender. 7. There was significant difference for undergraduates and Instructors agreed with situations on learning and teaching in Faculty of Business Administration of Rajamangala University of Technology Phra Nakhon in the aspect of instructional measurement facility and instructors at the 0.05 level among Instructors in different gender.