The study aimed to the cause of becoming in-debt of farmers to study the ways of debt solutions and to study the sustainable way to solve the debt problem of farmers at Thung Kula Rong Hai Plain. The researcher employs the mixed research methods. A sample of 400 people was surveyed by answering a questionnaire. The simple random sampling method was employed in selecting the Subjects Both descriptive statistics: Frequency percentage. 40 people from the sample group were interviewed to provide indepth information. The research interviewed selected farmers from four provinces at Thung Kula Rong Hai Plain using constructed questionnaires. Focus group interviewing also conducted with selected farmers and their community leaders from the same provinces. The research found that most of the farmers agreed that the project could solve and improve the debt problem; and enhance strenuous community. However there were some problems in management process for unclear objectives and procedure and lack of continuous evaluation.

This study was aimed to investigate income and expenses which led to indebtedness of Royal Aide De Camp Department noncommissioned officers. The questionnaire was administered as the instrument for collecting data and the investigation was performed among the entire population using Survey Analytic Studies. The samples were 40 Royal Aide-De-Camp noncommissioned officers. The results of the study revealed that most officers had 100001 – 500000 in estimate and took on more public loan than pawnbroker’s loan. The public loans were taken from Cooperative saving banks while the pawnbroker’s loans were from relatives or friends. Their consumption behavior which caused indebtedness was expenses on buying household equipment such as washing machines fridges televisions etc. From primary analysis noncommissioned officers who were most in debt were Sergeant Major 3rd class(SM.3) Sergeant Major 2nd class (SM.2) and Sergeant Major 1st class (SM.1) who had worked for over ten years. They were married and had children but their spouses did not work with the total income of 5000 Baht.

The objective of this research was to analyze determinants of nonperforming loans (NPLs) in commercial banking industry of Thailand during 2005 and 2014. This study used quarterly secondary data from the 1st quarter 2005 to the 4th quarter 2014 totaling 40 quarters. Descriptive statistics for testing data and econometric method for analyzing equation and multiple regression analysis for testing the hypothesis were used. The results of this research showed that the nonperforming loans (NPLs) in commercial banking industry of Thailand was positively related to the size of commercial bank with a confidence level of 95%but negatively related to consumer price index and prime rate with a confidence level of 95%. Loan-to-deposit ratio gross domestic product and loan volume were not related to NPLs.