The objectives of this research were to study the personal and environment and investment experiences factors influencing decision making to invest in the provident funds of The Office of the Rubber Replanting Aid Fund’s Staffs. The sample consisted of 341 persons from Rubber Replanting Aid Fund’s staffs at Bangkok office (central region). The research instrument was a questionnaire and using the descriptive statistic such as mean percentage standard deviation to analyze the data and Exploratory Factor Analysis : EFA and Binary Logistic Regression Analysis to test the hypothesis. The results of the study found that sex age the knowledge and investment experiences the risks of investment the economy the politics differences influencing the decision making to invest in the provident funds of The Office of the Rubber Replanting Aid Fund’s Staffs at statistically 0.05 significant level.

The objectives of this research were to study the personal and investment factors affecting decision making for investing in the provident funds of employees at Conference Solution Company Limiteds and its Subsidiaries’ Staffs. The population consisted of 191 staffs from Conference Solution Company Limiteds and Subsidiaries. The research instrument was a questionnaire with using the descriptive statistics Confirmatory Factor Analysis (CFA) and Binary Logistic Regression Analysis to test the hypotheses. The results of the study found that Education Income per month work the risk of investment knowledge of fund and the economy influencing the decision making to select to invest in the provident fund of the Conference Solution Company Limiteds and Subsidiaries.’ staffs at the statistically 0.05 Significant level.