The purpose of this Independent Study (IS) is to study and compare the satisfaction of the housing mortgage users of the Kasikornbank PCL at Minburi District in Bangkok Metropolitanregarding product price promotion distribution places and personnel categorized to gender age status education level income occupation housing mortgage usage in other financial institutionsand the amount of credit line needed. The result from the study indicated that the service users collectively showed high level of satisfaction. It was found that the sample group showed high level of satisfaction to 2 topics i.e. highest in the product and followed by the personnel. When comparing service of users having different gender age status education level income and occupation collectively and perspectively it showed statistically insignificant differences while users of housing mortgage in other different financial institutions and users who need different amount of credit line collectively it showed statistically significant difference in satisfaction of the housing mortgage users of the Kasikornbank PCL at Minburi District in Bangkok Metropolitan at the level of 0.05.

Objectives: The research purposes are as follows: To study the social and economic status of the loaned and unloaned student family; To compare the social and economic status personal and living status of the loaned and unloaned student; To study the problems and other difficu!ties of the staff involving the administration of the educational loan. To study the belief and social value of the loaned student toward the procedure of the educationa: loan. Procedures: The sample population is the student from Business Administration Faculty. The groups are separated into loaned unloaded group and opflration officers. The questionnaire is used as the data collection method. For the student groups the questionnaire has two different versions as follows: 280 copies for the loaned students; 263 copies for the unloaned students. The information from the four operation officers has collected through the interview process. The statistical analysis is using percentage mean standard deviation Tdistribution and Chi-square. Findings: The results are as follows: Economic and social status of the loaned students families and unloaned student are significantly different at 95% level. Personal and living status of the loaned student and unloaned student are significantly different at 95% level. In the loaned student opinion there is no problem or hindrance to the procedure of loangiving at faculty level. In genera! the procedure is fairly good (Mean= 3.35 s.d = 0.79). Basic social value is ranged from responsibility non-selfish and sacrifice respectively. In operation officers opinion the most important problem is that the loaned students do not come and contact on time.

The article is aimed to study of outcome on student loan and study motive background (gender provinces amount of siblings parent education parent career family Measurement and method are studied from documents and questionnaire. The result show that student loan administration fix toohigh families income of students. 2) lack of the ckecklists in allocation. 3) lack to the payment back to student loan. 4) lack of the follow-up and evaluation The satisfaction of higher education students on student loan according to gender provinces amount of siblings parent career family income is not significantly different except parent education is significantly different at 0.01.

The objectives of this study were to study personal factors service quality and the decision to choose the service of savings cooperatives in Bangkok to study personal factors that affect the decision to choose the service of savings cooperative members in Bangkok and to study the quality of service that affects the decision to choose the service of savings cooperative members in Bangkok. The population was 1210043 savings cooperative members in Bangkok in 2019. The samples were randomly selected from the population by Purposive Sampling of 400 people. The sample size was determined according to Taro Yamane method. The data was analyzed using descriptive statistics such as frequency percentage mean and standard deviation. The inferential statistics were: independent sample T-test one-way ANOVA analysis Pearsons Correlation Coefficient and Multiple Regression Analysis. The study results showed that the overall service quality level of savings cooperatives in Bangkok was high. The aspects that the sample group thought was of the highest quality was the facilities and responses to member services. The most important factors affecting the decision to use the services of the sample group were human resource development and service development. The study hypothesis test showed that personal factors namely age and membership duration in a savings cooperative affected the decision to use the service of savings cooperative member in Bangkok at a significant level of 0.05. The cooperative members aged 26-35 years focused on service development less than those aged 46 years and over at the statistical significance of 0.05. The group of 16-year membership focused more onservice development than those at the group of 6-10 year membership and the group of 11-15 years of membership at a significant level of 0.05. The service quality factors on trustworthiness confidence and knowing and understanding service recipients had a positive influence on the decision to use the savings cooperative service on cooperative business development aspect at the significant level of 0.05. The service quality factors on trustworthiness confidence and knowing and understanding service recipients had a positive influence on the decision to use the savings cooperative service on human resource development aspect at the significant level of 0.05. The service quality factors on trustworthiness and knowing and understanding service recipients had a positive influence on the decision to use the savings cooperative service on service development aspect at the significant level of 0.05. The service quality factors on confidence and facilities had a positive influence on the decision to use the savings cooperative service on service area development aspect at the significant level of 0.05.

The objective of this research was to analyze determinants of nonperforming loans (NPLs) in commercial banking industry of Thailand during 2005 and 2014. This study used quarterly secondary data from the 1st quarter 2005 to the 4th quarter 2014 totaling 40 quarters. Descriptive statistics for testing data and econometric method for analyzing equation and multiple regression analysis for testing the hypothesis were used. The results of this research showed that the nonperforming loans (NPLs) in commercial banking industry of Thailand was positively related to the size of commercial bank with a confidence level of 95%but negatively related to consumer price index and prime rate with a confidence level of 95%. Loan-to-deposit ratio gross domestic product and loan volume were not related to NPLs.